PLEASE NOTE: VFS Services is not financing new business at this time.

If you are a food plan customer, your next order could be financed with another company, so please check your new statement and adjust any payments as necessary.  VFS will continue to service ALL accounts previously opened, so please continue to make payments as required.  Contact us directly at or 800-221-7160 with any questions.  Thank you.

Who we are...

VFS Services, Inc. was founded as Vernick Finance Company by Richard and Lois Vernick in 1968. VFS specializes in the purchase of installment and revolving sales contracts originated by independent home foodservice dealers.

VFS employees offer:

  • Quality Customer Service
  • Convenient payment options for customers
  • Immediate response to dealer questions
  • Fast and efficient credit decisions
  • Hands-on contract purchasing and funds transfer

VFS protects the privacy of our customers; we do not solicit nor do we sell your information.

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